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Rent vs buy
Rent vs buy in Vancouver
Compare the total cost of renting vs buying in Vancouver over time, and find the break-even year. The answer is sensitive to home appreciation and investment returns — try your own assumptions.
Enter the home price you're weighing — city-level price benchmarks are coming.
Renting stays ahead past 25 years
| After (years) | Net position |
|---|---|
| 5 | Renting ahead $50,750 |
| 10 | Renting ahead $55,755 |
| 15 | Renting ahead $60,146 |
| 20 | Renting ahead $63,398 |
| 25 | Renting ahead $64,774 |
Net worth compares home equity (if sold) against investing the down payment plus any monthly savings. Fixed assumptions: 25-year amortization, 1% property tax, 1% maintenance, 1.5% closing, 5% selling costs, 3% rent inflation.
Educational information only — not financial advice. The result is highly sensitive to the appreciation and return assumptions, which nobody can predict.
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