HomeHow long to save a down payment?

Home buying

How long to save a down payment?

See how long it takes to save your down payment — from a home price, what you've saved so far, and how much you add each month.

Down payment needed
$140,000

About 8 years 5 months of saving.

Assumes month-end contributions growing at your stated return. The federal minimum down payment is 5% under $500k, more above.

Educational estimate only — not financial advice.

What's next

Salary to buy a homeThe income a lender would require.What home can you afford?The max price your income supports.Am I house-poor?What share of your income goes to housing.