How income percentiles actually work
What it means to be in the 75th percentile, where the numbers come from, and why your province changes the answer.
When a tool tells you that $80,000 puts you "around the 75th percentile," it's making a precise claim: 75% of tax-filers earn less than you, and 25% earn more. The percentile isn't a grade or a score — it's just your rank in the line-up, expressed from 0 to 100.
Where the numbers come from
The income figures on Metrestick come from the Canada Revenue Agency's published tax-filer statistics and Statistics Canada's income tables. These are actual filed returns, not survey estimates, which is why the percentile breakpoints can shift year to year as the economy moves.
A percentile is a position, not a value. The 90th percentile is "the income you need to beat exactly 90% of filers" — and that income is different in every province.
Why your province matters
A salary that lands you in the top quarter in one province might be closer to the middle in another. Two things drive the gap:
- The local income distribution. Provinces with more high-earning industries push the upper breakpoints higher.
- Cost of living. The same dollar amount stretches differently, so "where you stand" on paper and "how it feels" can diverge.
| Percentile | Meaning |
|---|---|
| 50th | The median — half earn less |
| 90th | Top 10% of filers |
| 99th | Top 1% of filers |
Reading your own number
Once you know your percentile, the useful move is to compare like with like: same province, same year, ideally the same household type. You can check your own standing with the income percentile tool, and see how after-tax pay changes the picture with salary & take-home.
The headline number is a starting point, not a verdict — but it's a far better anchor than a gut feeling.